🎮 Gamification Rules
Financix includes a game layer to motivate you to manage your cards. It is for habit and educational purposes only: points, levels and achievements have no monetary value and are not redeemable.
How to earn XP
- Add a card: +50 XP.
- Daily "I used the recommended card" claim: +20 XP base, plus a streak bonus of up to +34 XP.
Levels
You accumulate XP to level up. Thresholds:
Lv 1
Rookie
0 XP
Lv 2
Apprentice
100 XP
Lv 3
Organized
250 XP
Lv 4
Strategist
450 XP
Lv 5
Optimizer
700 XP
Lv 6
Master
1050 XP
Lv 7
Finance Guru
1500 XP
Daily streak
Each day you press "I used the recommended card today" your streak goes up by 1 and you earn a bigger bonus. If you skip a day, the streak restarts. You can only claim once per day.
Achievements
First card
Add your first card
Collector
Register 3 cards
Full wallet
Register 5 cards
Grace master
Have a card with 45+ interest-free days
Optimizer
Use the recommended card
On fire
3-day streak
Unstoppable
7-day streak
Pro
Reach level 5
Visual rewards (card skins)
Leveling up unlocks new card designs, including two animated premium skins (Gold and Holographic):
Aurora
Level 1
Ocean
Level 1
Sunset
Level 2
Mint
Level 3
Violet
Level 4
Graphite
Level 5
Gold
Level 6
Holographic
Level 7
The "best card" recommendation is an estimate based on the dates you enter and does not constitute financial advice. Always verify the terms with your bank.